Wednesday 28 February 2018

Employment News Update (27-02-2018)

Employment News In India 
Employment News Update (27-02-2018)
CompanyLocationPositionEligibilityLast Date
Kolkata Port Trust (02)KolkataSr. Dy. Traffic ManagersGraduate,29-03-2018
National Brain Research Centre, NBRC (01)GururamScientist (Project)Ph.D,16-03-2018
Indo Tibetan Border Police Force, ITBPF (35)New DelhiAsst. Commandant (Telecom)-within 2 months
Society for Applied Microwave Electronics Engineering & Research, SAMEER (04)MumbaiScientific Officers-SBDiploma,31-03-2018
Chennai Metro Rail Limited, CMRL (03)ChennaiAsst. Manager/ Dy. Manager/Manager & EngineerB.E./B.Tech.,17-03-2018 (Walk-in-interview)
Indian Institute of Science Education and Research (IISER) Pune (03)PuneSr. Teaching Associate & Teaching AssociatesM.Sc,10-03-2018
RITES Limited (11)GurgaonDy. General Managers & ManagersB.E./B.Tech., Diploma,16-03-2018
Oil and Natural Gas Corporation Limited, ONGC (85)MumbaiAsst. Technicians, Jr. Roustabouts and moreDiploma, 12th, 10th, Graduate, B.Sc,15-03-2018
GAIL (India) Limited (01)JhabuaGeneral Duty Medical Officer (GDMO)MBBS,within 15 days
Repco Home Finance Limited (-)ChennaiManager (Inspection)Graduate,03-03-2018 (Walk-in-interview)
Mumbai Metro Rail Corporation Limited, MMRCL (02)MumbaiGeneral Managers (Finance)Graduate, Chartered Accountant (CA), MBA,22-03-2018
Rail Coach Factory (195)Across IndiaAct Apprentices10th,19-03-2018
Central Institute of Psychiatry, CIP (02)RanchiRegional Technical AssistantM.Phil, Post Graduate,05-03-2018 (Walk-in-interview)
RITES Limited (-)MumbaiInspecting Engineersin Electrical DisciplineB.E./B.Tech., Diploma,30-03-2018
Jawaharlal Nehru Port Trust, JNPT (02)Across IndiaJunior Engineers (PP&D)Diploma,15-03-2018

Thursday 22 February 2018

NEXT GEN Everything you need to know :_5G Internet

Qualcomm’s Snapdragon X50 is one such LTE modem that will bring unprecedented network speed, or 5G, to the phones worldwide. The chipset maker has initiated the test of the technology and even partnered with 18 global OEMs to produce phones with 5G chips.
It is said that the first ready-to-produce 5G phone will be available by 2019, which means there’s still a year to go. Prior to that let’s look at the possibilities that the new network will open and how it is going to impact your world. The network will succeed the 4G, which is the fastest cellular technology as of now.
So here’s all that you need to know about 5G internet – the future of cellular networking:

1. Fast and Reliable

Definitely, 5G is going to be faster than 4G, but the question here is how fast? The speed that we enjoy with 4G LTE networks are in Mbps but once the 5G kicks off it will be in Gbps. That’s right, the 5G cellular network has the capability to boost download speed up to 5Gbps with 1-2 millisecond latency.
This is theoretical maximum, but even if Telecoms can prove one-fourth of the Theoretical speed, it’ll still be significantly faster than existing 4G networks.
On top of this, the 5G phones will have the reliability of both 5G and 4G connections. It’s speculated that 5G devices won’t drop the network in areas with weak signals; instead, make a switch to 4G networks to guarantee continued service.

2. 5G to have Higher Capacity

Other than the speed, the higher capacity is another major factor to look forward to with 5G networks. The new cellular technology is said to solve the connection problem users face in crowded places.
The current 4G network tends to slow down or stop working when too many users leech on them. That’s because 4G networks can only support so many devices before being overloaded. Not anymore! the 5G has a much higher capacity. The network will be able to support more data connections than what was previously possible.

3. 5G Not Just For Phones

The high-speed internet won’t just be beneficial for smartphone industry; rather, it will improve services of all Internet of Things (IoT) devices.
For instance, the self-driven car. The new age technology will allow automatic cars to communicate with their surrounding at lower latency and higher capacity. Thus, ensuring a safe journey.
Similarly, the consumer techs like smartwatches, virtual reality headsets, PCs, and smart home devices will all improve in performance, thanks to 5G. Even the day-to-day things like checking social media or making a video call will get seamless.

4. Time for Cloud Storage

A manifold jump in network speed may result in the reduction of onboard storage on your phones. Manufactures may profit themselves by bundling the 5G phones with less storage, and forcing the users to shift to cloud storage.
Users won’t cry out loud at this as they will have the means to instantly download the files they want from the cloud anytime and anywhere.

5. Miscellaneous things that the 5G will carry

The switch to the faster network will come at a cost, though. These privileges won’t be cheap. Initially, you have to shell out more money to enjoy the blazing fast 5G internet on your device. But as per Qualcomm, the “data prices will come down in the long run due to the sheer number of new devices that will be coming online once 5G starts to roll out.” Sadly, there is no timeframe for that.
Another thing that the early adopters of the technology have to bear is the battery issue. It is said that the early 5G devices will consume more battery as compared to other devices. But, again, power efficiency should gradually improve.

5G Internet: Everything you need to know

As we continue to march towards 5G, a new 4G LTE modem was also introduced by Qualcomm. Nicknamed as Snapdragon X24, the chipset has the potential to exceed the download speed of network up to 2Gbps. The X24 devices are likely to arrive in consumers’ hands around the same time the first 5G phones will be introduced, thereby ensuring a smooth transition to the new technology.

Atal Pension Yojana (APY) – Govt’s Scheme – Details, Features & Benefits

Atal Pension Yojana (APY) – Govt’s Scheme – Details, Features & Benefits

Our honorable PM, Shri Narendra Modi has launched three JAN SURAKSHA schemes on 9thMay, 2015. These three schemes are Atal Pension Yojana (APY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) .

PMJJBY and PMSBY are insurance related schemes, whereas APY is a pension scheme for citizens of India, primarily focused on the unorganized sector workers. Under the APY scheme, a guaranteed minimum pension of Rs. 1,000/-, 2,000/-, 3,000/-, 4,000 and 5,000/- per month will be given at the age of 60 years depending on the contributions made by the subscribers.
In case of death of the subscriber, pension amount will be given to the spouse, and on the death of both (subscriber & spouse), the accumulated pension corpus would be returned to the subscriber’s nominee.Atal Pension Yojana APY Advertisement
Let’s understand more about Atal Pension Yojana (APY) scheme in FAQ format.

Atal Pension Yojana (APY) – Details, Features & FAQs

  • Who can enroll for (or) join APY scheme? – Any Citizen of India can join APY scheme. The following are the eligibility criteria;
    • The age of the subscriber should be between 18 – 40 years.
    • He / She should have a savings bank account/ open a savings bank account.
    • The prospective applicant should be in possession of mobile number and its details are to be furnished to the bank during registration.
  • Can subscribers / members of EPF (Employees Provident Fund) subscribe to APY scheme? – Yes, the beneficiaries of any social security schemes can also enroll for this scheme.
  • Can I open two or more APY accounts? – No, only one account per person is allowed. Savings bank account is mandatory to open an APY account.
  • How to open Atal Pension Yojana Account? – Approach the bank branch where your savings bank account is held. Fill up the APY registration form. Provide Aadhaar/Mobile Number. Ensure keeping the required balance in the savings bank account for transfer of monthly contribution.
    • Latest update (26-Jan-2018) : Small Finance Banks and Payment Banks to offer Atal Pension Yojana.
  • What is the mode of contribution to APY A/c? – All the contributions are to be remitted monthly through auto-debit facility from savings bank account of the subscriber.
  • I don’t have Aadhar number. Can I join Atal Pension scheme? – It is not mandatory to provide Aadhaar number for opening APY account. However, For enrollment, Aadhaar would be the primary KYC document for identification of beneficiaries, spouse and nominees to avoid pension rights and entitlement related disputes in the long-term.
  • How much pension am I going to get? – The lifelong pension amount that you receive from 60 years of age is dependent on the contribution amount during accumulation stage. The pension amount ranges from Rs 1,000 to Rs 5,000 (in the multiples of 1000’s).
  • Which authority is going to administer this scheme? – APY scheme is administered by PFRDA (Pension Fund Regulatory and Development Authority ) Or Government. (PFRDA also administers National Pension System – NPS)
  • Is Government going to contribute any amount to my APY account? – Government co-contribution is available for 5 years, i.e., from 2015-16 to 2019-20, for the subscribers who join the scheme during the period from 1st June, 2015 to 31st December, 2015 and who are not covered by any Statutory Social Security Schemes and are not income tax payers. That means, if you are contributing to say EPF or any other similar schemes, then you will not be eligible to receive Govt’s co-contribution amounts.
    • (Latest News : 19-Jan-2016 –  Extension of time-line upto 31st March, 2016 for Government Co-contribution under the Atal Pension Yojana (APY). The Government has decided that the co-contribution by the Central Government will be available for those eligible subscribers, who join APY before 31st March, 2016)
  • What will happen if required or sufficient amount is not maintained in the savings bank account for contribution on the due date? – Non-maintenance of required balance in the savings bank account for contribution on the specified date will be considered as default. Banks are required to collect additional amount for delayed payments, such amount will vary from minimum Re 1 per month to Rs 10/- per month as shown below:
    • Re. 1 per month for contribution up to Rs. 100 per month.
    • Rs 2 per month for contribution up to Rs. 101 to 500/- per month.
    • Rs 5 per month for contribution between Rs 501/- to 1000/- per month.
    • Rs 10 per month for contribution beyond Rs 1001/- per month.
  • What will happen to my APY account if I discontinue the payments? – Discontinuation of payments of contribution amount shall lead to following:
    • After 6 months account will be frozen.
    • After 12 months account will be deactivated.
    • After 24 months account will be closed.
Subscriber should ensure that the Bank account to be funded enough for auto debit of contribution amount.
  • Are there any income tax benefits available? – No tax deductions are available on the contribution amounts to APY.   Latest update (23-Feb-2016) : Contributions to ‘Atal Pension Yojana’ are now eligible for Tax Deduction under section 80CCD. 
  • How to know my APY account balance amount? – You will receive SMS alerts related to account details/activity. You will also receive a physical statement at regular intervals.
  • Can I change monthly contribution amount? – Yes, the monthly contribution can be changed once in a year for higher / lower pension amount.
  • Can I exit from APY scheme before attaining 60 years? – The Exit before age 60 would be permitted only in exceptional circumstances, i.e., in the event of the death of beneficiary or terminal disease.
  • Settlement of Death Cases before the age of 60 years of the Subscriber :
    • If the subscriber dies before the age of 60 years, his/her spouse would be given an option to continue contributing to APY Scheme, for the remaining vesting period, till the original subscriber would have attained the age of 60 years.
    • In case the spouse of the subscriber wishes to exit from the scheme and close the account, the corpus will be settled in the name of surviving spouse (if spouse is not present, will be settled in the name of the Nominee).
    • Below is the Account Closure Form (Death cases).Atal pension yojana APY account closure claim form application death case spouse nominee pic
How much should I invest in Atal Pension Yojana to get the guaranteed pension of Rs. 1000 / Rs 2,000 / Rs 3,000 / Rs 4,000 / Rs 5,000?
Below is the indicative contribution chart (Age Vs Pension amount)For example – A 30 year old individual has to contribute Rs 577 per month, to get Rs 5,000 per month pension amount. He/she has to make the contributions for 30 years (60 years minus 30 years age).

Can I avail tax benefit on Atal Pension Yojana contributions for spouse?


Should the tax benefits of APY be availed under Section 80CCD (1) or Section 80CCD (1B)? Can I claim them on contributions made in my wife's name, just like LIC premiums?
Contributions to Atal Pension Yojana (APY) are eligible for the same tax benefits as the NPS. This means that the contributions can be claimed under Section 80CCD (1B). The current limit for Section 80CCD (1B) is Rs 50,000, over and above the Rs 1.5 lakh limit under Section 80C. Section 80 CCD (1) is a different one, meant to cover employers' contribution towards NPS.
You cannot get tax benefit by investing in the name of your spouse under Section 80 CCD.

The tax benefit under section 80CCD (1B) can only be availed on contributions made in your own name

Sunday 11 February 2018

Top 10 mobile phones in India

Top 10 mobile phones in India

91mobiles is not only the ultimate mobile portal, but it also brings end to the curiosity of tech fanatics who are always eager to know about the best mobile phones available in India.

Top 10 Smartphones in India

Our top ten mobile phones page, lets you choose the top mobiles in categories like brands, operating system, camera, price among others. This filters assists you in taking an informed decision when it comes to buying a product.

Top 10 Mobile Phone Brands

On the left hand side of the page, visitors have the option to select the best phones brand wise which will pull up the best phones according to the overall features and the price of the phones. This is particularly helpful for consumers who do not have a specific budget and are patents of a particular brand or like to have best smartphone in India.

Pick the Best Camera Phone

The top ten mobiles with best camera filter is tailor made for camera fanatics who prefer powerful camera phones over other features. Once this filter is clicked, it pulls up the best camera phones across all the brands. The filter is further segregated in best camera phones in different budgets too. This saves a lot of time for the users as they do not have to manually look for the price of the phones.

Best Mobile Phone

It is a daunting task to pick the best mobile phone; since the definition of best differs from consumer to consumer. Our best mobile phones in India page is designed keeping in mind the most important attributes of the phone according to the budget. So, if you are looking for a phone with a specific feature then this is where your search of best mobile phone in India will boil down to.
+ Read More
#1
Samsung Galaxy On Max price in India
85%
Android v7.0 (Nougat)
Rs.15,900
  • Performance


  • Display


  • Camera


  • Battery

  • + Compare
    32 GB
    See Full Specifications
    "The best phone in terms of specifications priced around Rs. 14,000"
    #2
    Moto G5S Plus price in India
    85%
    Android v7.1 (Nougat)
    Rs.14,199
  • Performance


  • Display


  • Camera


  • Battery


  • + Compare
    64 GB
    See Full Specifications
    #3
    Oppo F5 price in India
    84%
    Android v7.1 (Nougat)
    Rs.17,990
  • Performance


  • Display


  • Camera


  • Battery


  • + Compare
    32 GB
    See Full Specifications
    "The most popular phone priced around Rs. 18,000"
    #4
    Vivo V7 Plus price in India
    83%
    Android v7.1 (Nougat)
    Rs.19,347
  • Performance


  • Display


  • Camera


  • Battery


  • + Compare
    64 GB
    See Full Specifications
    #5
    New
    Honor 7X price in India
    81%
    Android v7.0 (Nougat)
    Rs.12,999
  • Performance


  • Display


  • Camera


  • Battery

  • + Compare
    32 GB
    See Full Specifications
    "The most popular phone in last 30 days"
    #6
    Xiaomi Redmi Note 4 price in India
    81%
    Android v6.0.1 (Marshmallow), upgradable to v7.0 (Nougat)
    Rs.11,999
  • Performance


  • Display


  • Camera


  • Battery

  • + Compare
    64 GB
    See Full Specifications
    "The phone priced around Rs. 12,000 with the highest RAM"
    #7
    Xiaomi Mi A1 price in India
    80%
    Android v7.1.2 (Nougat), upgradable to v8.0 (Oreo)
    Rs.15,180
  • Performance


  • Display


  • Camera


  • Battery


  • + Compare
    64 GB
    See Full Specifications
    "The most popular phone priced around Rs. 14,000"
    #8
    New
    Honor 9 Lite price in India
    80%
    Android v8.0 (Oreo)
    Rs.20,999
  • Performance


  • Display


  • Camera


  • Battery

  • + Compare
    32 GB
    See Full Specifications
    #9
    Nokia 6 price in India
    77%
    Android v7.1.1 (Nougat)
    Rs.13,499
  • Performance


  • Display


  • Camera


  • Battery

  • + Compare
    32 GB
    See Full Specifications
    #10
    New
    Xiaomi Redmi 5A price in India
    69%
    Android v7.1.2 (Nougat)
    Rs.5,999
  • Performance


  • Display


  • Camera


  • Battery

  • + Compare
    16 GB
    See Full Specifications